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A defined benefit pension plan is a type of pension plan in which an employer/sponsor promises a specified monthly benefit on retirement that is predetermined by a formula based on the employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns.
Articles on Retirement
“Failure to plan, is to plan to fail.” That is exactly what this category will help you to avoid. We have taken all the work out of guessing to help you understand how to plan for your future.
Pension fund, provident fund, and a retirement annuity
Most people have heard that they need to save for the future, but what are the differences between a pension fund, provident fund, and a retirement annuity? PENSION FUNDS You can only join a pension fund through a company that employs you. With a pension fund, your money is managed by the trustees of your […]
Read MoreEasy retirement planning
The biggest lie we tell ourselves is ‘There is still a lot of time’. The sad truth is, time waits for no one. Do yourself a favour and start saving for your retirement today. We guarantee the future you will be thankful. We have professional and highly qualified brokers standing by to show you just […]
Read MoreSaving for your retirement
Saving for your retirement: What to do, and what not to do! It’s easier than you think. Take that first step and contact us today, we promise ‘future you’ will be thankful that you did. We would like to give a shout out to the good people at HuffPost South Africa for this awesome video. […]
Read MoreMake your money work
Hello, my name is Mr. Money and I am here to help make your money work for you! We specialise in: Short-term insurance Long-term investments Retirement planning Risk assessment Business insurance and income protection Estate planning and living wills And that is just the tip of the iceberg. If you would like to learn how […]
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